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Lol at some point perhaps we should admit this all would have been better as a SeedInvest startup niemanlab.org/2018/09/aiming-to-attract-buyers-who-arent-cryptocurrency-nerds-civil-is-offering-a-way-to-buy-its-tokens-with-regular-old-cash/
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Civil can't describe what it intends to do, why it intends to exist, what it's for, or how to invest and already has an accounting complexity that requires floating point numbers to describe. None of that indicates stability or a likely success.
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Also, the tendency in the crypto currency community to describe people using the worst terminology from the world of free to play games and casinos is... unpleasant to say the least.